Investor Tips

March 5 FIXER UPPERS eMailed to us by George Banning
You can reach him by calling 904-327-6054 or eMail george.banning@ziprealty.com

March 3 Foreclosures eMailed to me by BidSelect
More Information

6438 Cooper Ln 32210 $34,900 3/2 1962 #0710-423290 Deadline 3/8/10 11:59 pm
2409 Broadway Ave 32209 $8,000 3/2 1922 #1510-455966 Deadline unk

March 3 FIXER-UPPERS eMailed to me by Helen Borzynski
You can reach her here: (904) 476-2585 and at helen904@bellsouth.net

Online Only Auction
72 Properties - Many Selling Absolute!
Alabama & Georgia
Bidding Ends Today!
Click Here for Details

Online Only Auction
51 Properties - Many Selling Absolute!
Just Added - 4 Commercial Properties in Jacksonville and St. Augustine, FL
Florida
Bidding Ends Tomorrow!
Click Here for Details

Online Only Auction
122 Properties
Indiana, Kansas, Kentucky, Louisiana & Mississippi
Bidding Begins March 9 & 10, Ends March 23 & 24
Click Here for Details

ON-SITE AUCTION
337 +/- Acres & Personal Property
Personal Property Selling Absolute except JD 7510 Tractor
Jenkins Co., GA
Saturday -:- March 20 -:- 10:00 a.m.
Click Here for Details

When: Tuesday, March 2nd at 5pm - 6pm

What: Part 2 of the Rehab Case Study at The Greenberry Ln Project

Where: 6021 Greenberry Ln, Jacksonville, FL 32211

Price: Free!

Click here to Pre-Register! (Space is very limited!)

There's no substitue for live, hands-on real estate training...the only problem is it typically costs $1,000's to get it. But the PHB Team is offering these trainings for the benefit of their Students and all Jaxreia members are invited to attend.

Feb 28 - Interesting Wall Street Journal Articles

Consumer Confidence Plunges U.S. consumer confidence plunged more than 10 points in February. Separately, yearly declines in U.S. home prices eased in December, according to the S&P Case-Shiller indexes.
Bubble Fears Rise in Hong Kong Strong results in a Hong Kong government land auction are the latest sign that the real-estate market is surging higher after a brief lull, as officials grapple with how to cool off overheating property prices.
One Bedroom, Hundreds of Pots A collector has turned his 850-square-foot New York apartment into an homage to premodern cooking.
Harvard Tests Market for Property Bets Harvard's endowment is looking to sell up to $500 million of its real-estate portfolio—if the price is right—as it seeks to cut its exposure to the troubled property market.
Landlords Catch a Break Because real-estate prices have fallen much faster than rents, the math of buying a rental property has actually improved substantially in most areas.
Freddie Mac 4Q Loss Narrows Freddie Mac said it sees some signs of stabilization in the housing market. It reported a $6.5 billion net loss for the fourth quarter but said for the third straight quarter that it didn't need to ask the government for more bailout cash.
Moviegoers Keep Cinema REIT Rolling Refocusing on Its core business sends the stock of Entertainment Properties soaring. "It's a very good time to be a theater owner."
Less Red Ink at Freddie in '09 Freddie Mac posted a smaller loss for 2009 and said for the third consecutive quarter that it didn't need to ask the government for more bailout cash.
Snowy Sell A Maryland homeowner whose house is buried in the white stuff wonders if she should put off listing until spring. June Fletcher says no. With home buyer tax credits set to expire at the end of April, it's better to sell now.
Mortgage Rates Rise; 30-Year Crests 5% Most mortgage rates were higher, with the average on 30-year fixed-rate mortgages jumping back above 5%, according to Freddie Mac's weekly survey.
When It's OK to Walk Away From Your Home Millions of Americans are now deeply underwater on their mortgage. If you're among them, you need to stop living in a dream world and give serious thought to walking away from the debt.

Grow your business in 2010 using Zillow. We'll give you and your listings premium exposure throughout Zillow, targeted to your markets. When buyers search for homes on Zillow in your area, your ad and listings appear at the top of Zillow's search pages.

Feb 26 - Jacksonville FIXER-UPPERS eMail to me by REALTOR.com
You can reach them by eMailing them here: email@consumer.realtor.com

Online Only Auction
72 Properties - Many Selling Absolute!
Alabama & Georgia
Bidding Ends March 2nd
Click Here for Details

Online Only Auction
51 Properties - Many Selling Absolute!
Florida
Bidding Ends March 3rd
Click Here for Details

Here are just a few FACTS about the current state of the national and California real estate markets:

1) ONE out of every THREE mortgages in the U.S. is "underwater" as of the end of 2009. That means that 1/3 of all homeowners and investors in the U.S. owe more on their homes than they're worth.

4) In other words, ONE out of every TWO homeowners/investors in CA is underwater!

These facts - and many others that we'll cover on THIS TUESDAY'S webinar - spell ONE thing for informed buyers this time around:

There are 6 things you should be doing NOW (beginning of 2010) to profit from the coming economic and real estate bounce-back, and that's what this FREE webinar is ALL about!

You see, the fact that you didn't see the last 24 months coming doesn't make you a bad person. But if you're committed to NOT being surprised in the future - AND actually profiting from the bounce-back this time - you MUST be better informed about the current state of the market and what's coming in the next 12 months. We want YOU to profit BIG time. Do YOUR part - take the first step and be on this webinar!

How would you like to see nothing but RAW Facts, forget media mumbo-jumbo! Be on this webinar and get up-to-date research for FREE on:

If you had all this, isn't it possible you could make better informed decisions and set clear goals for 2010? Are you committed to making 2010 the most profitable year you have ever experienced? Forbes predicts that 10 million millionaires will be created from this downturn - there's no reason why you can't be one of them!

Feb 18 (20 Updated - Added 4 more at bottom of list) Here are a few new Jacksonville, FL, FIXER UPPERS.
We received these via eMail from George Banning of ZipRealty.com at 904-327-6054 or george.banning@ziprealty.com:
Personal picks are in red.

Feb 16 - Here are a few Jacksonville, FL, FIXER UPPERS.

We received these via eMail from Helen Borzynski of Watson Realty at 904-476-2585 or helen904@bellsouth.net:

Feb 14 - Here are a few new Jacksonville, FL, FIXER UPPERS.

We received these via eMail from Realtor.com
They are all 3 bed 2 bath unless otherwise noted:

Feb 11 - The following property has been determined to be surplus Federal government property:

Title: Cottonwood Bay Property, Dallas, Texas
City and/or County: Dallas/ DALLAS
State: TEXAS
File Name: Homeless Notice - Cottonwood Bay.TX.01.26.10.pdf
Description: The property consists of 110 fee acres of unimproved land located in Dallas, Texas (GSA Control No. 7-N-TX-0846).
For more information please contact the PR staff member listed in the Screening Notice.

To view or download the notice, please click on the following link:

https://extportal.pbs.gsa.gov/ResourceCenter/viewproperties.do?noticetype=3&screen=homeless

Feb 9 - The following property has been determined to be surplus Federal government property:

Title: Sunflower Hill Club and Cottage Sites, Fall River, Kansas
City and/or County: Fall River Lake/ GREENWOOD
State: KANSAS
File Name: Homeless Notice - Fall River Lake. 01.25.10.pdf
Description: The property consists of 126 fee acres of unimproved land, located at Fall River, Greenwood County, Kansas (GSA Control No. 7-D-KS-0513).
For more information please contact the PR staff member listed in the Screening Notice.

To view or download the notice, please click on the following link:

https://extportal.pbs.gsa.gov/ResourceCenter/viewproperties.do?noticetype=3&screen=homeless

Feb 6 - The following property has been determined to be surplus Federal government property:

Title: Worcester NOSC- Notice of homeless suitability and availability
City and/or County: / WORCESTER
State: MASSACHUSETTS
File Name: Worcester Homeless screening.doc
Description: 6.6 acres with 2 buildings.
For more information please contact the PR staff member listed in the Screening Notice.

To view or download the notice, please click on the following link:

https://extportal.pbs.gsa.gov/ResourceCenter/viewproperties.do?noticetype=3&screen=homeless

Feb 3 - Here are a few new Jacksonville, FL, FIXER UPPERS.

We received these via eMail from George Banning of ZipRealty.com at 904-327-6054 or george.banning@ziprealty.com
They are all 3 bed 2 bath unless otherwise noted:

Feb 3 - Here are a few Jacksonville, FL, FIXER UPPERS.

We received these via eMail from Helen Borzynski of Watson Realty at 904-476-2585 or helen904@bellsouth.net
They are all 3 bed, 2 bath, unless otherwise noted:

Online Only Auction
105 Bank Foreclosed Homes - Many In Your Area!
Arkansas, Louisiana, Tennessee & Oklahoma
Bidding Begins Today, Ends February 16
Click Here for Details

Online Only Auction
2 Beachfront Properties Plus Waterfront & Commercial Properties
St George Island, Apalachicola & Carrabelle, FL
Bidding Begins February 3, Ends February 17
Click Here for Details

Short Sale Training Workshop, Orlando, Fl with Hunter Paschall

Jan 27 - Free Webinar on the 28th - How to Supercharge Your IRA & Build Wealth in Real Estate

Webinar presentations are scheduled at 10 am (PST) or 1 pm (EST) Register for a webinar now by clicking on a link below to RSVP:

Thursday, January 28, 2010 https://www1.gotomeeting.com/register/142294033
Thursday, February 25, 2010 https://www1.gotomeeting.com/register/223151753
Thursday, March 25, 2010 https://www1.gotomeeting.com/register/911628977

Forward this invitation to anyone you know that would like to invest in residential income real estate with a self-directed IRA or other capital resources to build long term wealth while earning monthly cash flow. Discover how the individual investor can leverage the expertise of seasoned real estate professionals to acquire, rehab and manage a portfolio of income properties in carefully selected Northern California real estate markets. The investor may use IRA funds to participate and when using a Roth-IRA, the potential for tax free growth is phenomenal.

We look forward to sharing this unique investment strategy with you. Join hosts Pete Sabine of The Real Estate Investor Network and Joe Stokley of Stokley Properties, Inc. with our guests: Eric Wikstrom, CPA, CFP of Integrated Wealth Strategies, LLC John Mourraille and Paul Davis of Market Advisors, LLC.

Compare key Northern California region real estate markets in the San Francisco Bay Area with prime investment opportunities
Discover how to invest in bank owned "REO" properties using a Buy-Fix and Hold strategy
Leverage local expertise to make your real estate investing "hassle free"
Invest in real estate using your self-directed IRA account to build wealth for your retirement. Learn about the new Roth-IRA options for 2010 to supercharge your retirement account

We look forward to sharing this program with you. Join us for these scheduled live webinars: Repeat webinar presentations are scheduled at 10 am (PST) or 1 pm (EST) Register for a webinar now by clicking on a link below to RSVP...

Thursday, January 28, 2010 https://www1.gotomeeting.com/register/142294033
Thursday, February 25, 2010 https://www1.gotomeeting.com/register/223151753
Thursday, March 25, 2010 https://www1.gotomeeting.com/register/911628977

Once you have registered you will receive a confirmation email with your webinar access instructions. No access to a computer? No problem. Simply call in using the information below to listen to the webinar on January 28th. Dial (484) 589-1010 enter Access Code 401-589-1011 Webinar I.D. #142-294-033. Join The Real Estate Investor Network group on Facebook. Contact Pete Sabine at (925) 385-2340 (PST) or via email at Pete@ContraCostaLiving.com

Dallas, TX continues to be one of the leaders in the U.S. in employment and population growth despite the overall economic state of the nation.

Our Regional Rep Realtors at Texas Cash Cow Investments offer a "one stop shop" that is fully turn-key for out of state investors. Their ability to purchase bank-owned REO properties in bulk, as well as owning their own construction and property management company, allows them to offer investors newly remodeled homes far below appraised market value! Here are just a few reasons why we chose Texas Cash Cow Investments to represent the Dallas market for our network:

* Homes starting at $95,000, priced significantly below market value with built-in equity.

The Small Business Development Center (SBDC) at the University of North Florida will offer a number of workshops for small business owners during February and March.

To register or to get more information on any of the following workshops call 904-620-2476 or log on to www.sbdc.unf.edu. The workshops will take place at the UNF University Center, 12000 alumni Dr. Cost for all workshops is $40 in advance or $50 the day of the workshop.

• How to S-T-A-R-T-U-P Your Own Business. Feb. 23, 6 p.m. to 9 p.m. and March 23, 6 p.m. to 9 p.m.

Description: This workshop will give you an overview of the seven basic requirements for business STARTUP. A business startup kit for Duval and surrounding counties is included in the workshop fee.

• Where’s the Money? And How Do I Get It? Feb. 18, 6 p.m. to 9 p.m.

Description: Get the lowdown on financing options available to small businesses. Determine how much cash you need, find out where to get the cash you require, learn how the SBA guaranteed loan program works, and understand what a bank looks at when evaluating your loan package. This workshop will reveal the Top 10 Red Flags that might ultimately determine whether or not you receive the funding you need.

• Business Plan Basics. March 2, 6 p.m. to 8 p.m.

Description: No matter what the purpose —to evaluate the feasibility of starting a business, or to present to a bank for financing, or to serve as a roadmap for the future — a business plan is a critical tool for successful small businesses. This workshop provides an overview of the format and content of a business plan. Participants will be introduced to the key components of a plan and resources to help get them started.

• Marketing 101. March 9, 6 p.m. to 9 p.m.

Description: Achieve your sales and marketing goals by understanding your product or services, customers, prospects and competitors. This class is taught by a marketing professional.

National Investors Mortgage: Terry Stanton at (714) 726-8492 or tstanton@ni-mortgage.com or Elizabeth Bachmann at (951) 805-5626 or ebachmann@ni-mortgage.com.

Crossline Capital: Reed Hazard, (949) 973-5226, email hazard85ster@gmail.com or visit www.crosslinecapital.com.

Dalmacio & Associates, Inc: Noel Dalmacio, CPA, M.S. Tax, (714) 258-8990. Email sheryl@dalmaciocpa.com, or visit www.dalmaciocpa.com.

Phil Martin, Enrolled Agent with Performance Tax Service, (714) 698-2580 or taxman@ptstax.org, or visit www.ptstax. org.

Pre-Paid Legal Services offers low-cost legal insurance & identity theft protection: Cheryn Smilen, (310) 474-8556

Jon James can help you set up a self-directed IRA LLC. Contact Jon at (310) 944-5371 or jjames@irasource.com.

Stan Dreckman with Huggins/Dreckman Insurance offers great rates on rental properties as well as homeowner and auto insurance. Ask about his $1 million umbrella policy. Contact Stan at (562) 594-6541 or (800) 400-3224 (CA only), or at stan@hdinsure.com.

Attorney-assisted loss mitigation services are available for those who are struggling with their mortgages or finances. Terry Stanton with American Law Firm: (714) 726-8492, (714) 992-6634 FAX, tstanton@ni-mortgage.com

Raj Shrikhande, Vitalis Corporation/Consumer Credit Consulting, Inc. You may reach Raj through our Member Services Department at (949) 885-8180.

Perry Nacifora (Chief Financial Planner) with Wealth Management Services, Inc.: (714) 799-6079, (714) 799- 6049 FAX, perry@wms-i.com

Misty Hartung of First American Home Protection: (949) 400-7789 or mhartung@cox.net. About $350/year protects your appliances & major systems, saving you costly repairs.

Ken Warren, (800) 260-0081. Just $3,999 buys a perpetual one-week timeshare that can be exchanged anytime, anywhere!

About one percent of the population has perfect credit, meaning a FICO score of 850 on Fair Isaac's scale of 300 to 850. How they earned those gold stars is no secret. A quick peek into their credit files reveals that these star pupils haven't got any fancy tricks up their sleeves. Instead, they share such ho-hum traits as:

Enough gawking, let's cheat off their homework! Here's a one-minute crash course on keeping your credit healthy for life:

See what everyone's saying about you. Three major credit reporting agencies are keeping tabs on your financial activities, and so should you. At least once a year (and certainly several months be fore entering any major loan situation), go to annualcreditreport.com and pull your credit report from Equifax, Experian and TransUnion. (You get one freebie from each bureau once a year.)

Fix the typos. Given that your credit record spans nearly a decade of your borrowing activity, it's no surprise that errors sometimes turn up. Some common credit reporting blunders include out-of-date addresses, closed accounts being shown as open, and outright false information.

Memorize the mantra: It's plastic, not cash. A credit card is just that -- a credit card. Even though you’ve you've been deemed worthy by some entity (Target, Visa, Home Depot) to borrow $34,538, you don't actually have $34,538 to spend, which leads naturally to the next rule ...

Ignore bankers' rules on what is an "acceptable" level of debt. Your debt-to-income ratio is the measure of how much debt you carry to how much money (after taxes) you have coming in. In the world of lending, it is acceptable to carry 25 percent of your income in debt. That ratio is pretty high in our opinion. At the very least you want to keep your debt -- including car loans — to 15 percent or less of your after-tax income.

Follow this philosophy. Based on what's in the Bo-Derek-of-borrowers' files, you can see that fancy maneuvers aren't necessary to keep your credit looking spiffy. Just keep your spending under control, pay your bills on time, don't apply for extra credit too often — and don't be shocked when you find yourself among those with elite credit-score status.

Solid housing markets, relatively stable employment, and enviable cost of living make these 100 metros among the country’s most affordable to live. (*Note: “Home Price Forecast” ranks projected appreciation in near future

Overall Rank / Metropolitan Statistical Area / Housing Affordability / Property Taxes / Unemployment / Job Forecast / Home Price Forecast* / Foreclosures / Realtor Contact

18 Palm Bay-Melbourne-Titusville, FL 7 34 78 23 15 77 Scott Pastel, (949) 885-5186

24 Louisville-Jefferson County, KY-IN 35 17 66 21 35 34 Linda Levein, (502) 821-6321

SOURCE: Federal Housing Finance Agency, Nov 24, 2009, http://www.fhfa.gov/webfiles/15233/3q09HPI.pdf
NOTE: This list comprises top areas for appreciation selected from the FHFA House Price Index for the 3rd quarter of 2009.
Appreciation rates may be lower than those of other organizations because these only include FHA sales and loans.

1 Corpus Christi, TX 5.51 2.16 25.59
Kevin Clark, (210) 452-7853
kclark@clarkrealtysa.com

4 Wichita, KS 3.33 0.18 14.72
Kirk Short, (316) 554-2925
kirkshort@remax.net

6 Burlington, NC 2.98 0.76 10.27
Michaela Jarrett. (336) 387-2232
michaelajarrett@gmail.com

7 Joplin, MO 2.94 1.55 13.69
Brad Drummond, (785) 554-0027
bradinvest@cox.net

15 Lafayette, LA 2.01 -0.98 28.64
Tammy & John Bryant, (225) 335-7000
lrepi@att.net

17 Lafayette, IN 1.94 -0.42 5.03
Tom Colvin, (317) 902-2315
myfixeruppers@yahoo.com

22 Winston-Salem, NC 1.49 -0.65 12.60
Michaela Jarrett. (336) 387-2232
michaelajarrett@gmail.com

32 San Antonio, TX 1.02 -0.66 27.36
Kevin Clark, (210) 452-7853
kclark@clarkrealtysa.com

33 Tulsa, OK 1.01 0.49 16.61
Greg Williams, (918) 261-4333
greg@propertiesplus.com

39 Florence, SC 0.82 -0.17 15.50
Danny Mimms, (864) 350-6032
DPMpalmetto@aol.com

40 Houston, TX 0.80 0.00 22.92
Bill Smith, (281) 723-3336
smithbagent@aol.com

42 Kingsport, TN 0.72 0.95 25.43
Richard Banks, (423) 282-1050
rbanks@netretn.com

46 Baton Rouge, LA 0.60 -1.02 29.11
Tammy & John Bryant, (225) 335-7000
lrepi@att.net

49 Oklahoma City, OK 0.53 -0.58 18.44
Ron Phillips, (816) 582-6650
ron@wmorganrealty.com

50 Columbus, IN 0.52 -0.80 11.75
Tom Colvin, (317) 902-2315
myfixeruppers@yahoo.com

55 Little Rock, AR 0.43 -0.56 17.11
John Pendleton, (501) 350-4527
john_pendleton2000@yahoo.com

58 Greenville-Mouldin-Easley, SC 0.27 -1.54 18.37
Danny Mimms, (864) 350-6032
DPMpalmetto@aol.com

59 Fort Smith, AR 0.26 -1.53 18.21
Chris Runyan, (479) 263-8003
chris.runyan@teamequity.net

76 Dallas-Plano-Irving, TX -0.28 -1.40 12.08
Phil Morisey, (925) 457-4297
pmorisey@gmail.com

79 Louisville, KY -0.37 -0.83 10.34
Jeff & Linda Levein, (502) 821-6321
leveinteam@cs.com

Did you know that as a nation, our country actually experienced a slight Positive Appreciation in the 3^rd quarter of '09? (FHFA) If there are so many markets still going down, doesn't that mean that some have to be going up as well in order for this to happen?

Dallas, TX continues to be one of the leaders in the U.S. in employment and population growth despite the overall economic state of the nation.

179,000 jobs created from Nov. 2008 to Nov 2009, and DFW's total population is expected to DOUBLE in the next 15 years. Not to mention that 191,000 people have relocated to Dallas in the last 9 months, and 52.9% of the DFW population Rents (28% nationally). The fact is that Dallas Fort Worth ranks #1 in highest rate of return for investors on rental properties on a national average.

Dallas is such a great area for investors that we've decided to do an online webinar solely on this market:

· Homes starting at $95,000, priced significantly below market value with built-in equity.

Here's an example of the type of quality homes and Cash Flow you will see on the webinar:

Join us January 27^th as we go in-depth and present cream-of-the-crop properties in one of the most stable and profitable real estate markets in the country!

After registering you will receive a confirmation email containing information about joining the Webinar.

L.A. Gang Tours - Yes, L.A. Gang Tours!

There is a new venture in Los Angeles offering tours through Los Angeles gang turf. These are high end specialty tours of top crime scene areas of South Central Los Angeles. The first tour on January 16th was …
Get to Know RPR Because it Already Knows YOU

RPR, which stand for Realtors Property Resource, has been described as Big Brother, NAR's answer to Zillow, the precursor to a National MLS, and many other things. But regardless of what opinion you may have of the system, it …
The Secret To Effective Lead Generation......

Are you ready? It's going to be complicated. My secret advice to agents about lead generation is to stop trying to figure it out and start doing it! It’s not so much what you do as …
Lenders Reportedly Skirting New RESPA Good Faith Estimate Through Loan "Worksheets" And "Fee Estimates"

Well, it didn’t take very long for lenders to work around the new stricter Good Faith Estimate required by HUD’s new closing cost rules which went into effect on January 1. HUD officials say they plan to conduct …
Top 10 direct mail campaign tips

An important element of most profitable marketing/lead generation systems can be direct mail. For many agents, it has the highest return on investment (ROI) of all the marketing dollars spent. If you strive for repeat purchases, direct mail …

Real estate can provide you freedom. If your real estate portfolio has a negative cash flow or you want to increase your current positive cash flow these properties, which are all under 30K, will do just that.

Every single property presented on this webinar will bring in a cash flow of $450 to $550 per month, with all the due diligence packaged together for you to review. These thorough reports will provide you a very clear view of each hand picked property and the amount of time and effort that has been put into the selection process ensuring that it can provide you with a strong positive cash flow for years to come.

Do not miss this unique webinar as we will be going over each step in this process.

Now is the time to purchase real estate, while it is at a historic all time low. There is no qualifying, you can purchase property with your 401K or IRA, and no limit to the number of properties you can purchase. This opportunity will be short and leaves you with no time to procrastinate with excuses. Come to learn how to create wealth as well as an opportunity to capitalize on today's real estate market.

Short Sale Training Workshop, Orlando, Fl with Hunter Paschall

Jan 25 - Updated Foreclosures Source List